Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients...More

PWC in their 2016 Economic Crime Survey has ranked cyber crime at second position.This is a jump from 4th position clearly indicating the fast rate at which this crime is accelerating. Ransom-ware has emerged as the top cyber threat to business.

Private insurers overtakes PSU insurers for the first time 
Jun 21, 2017

In 2000, the private companies were allowed in insurance sector and at present there are 31 general insurance companies in the private sector. There are four state owned companies, viz. New India Assurance, United India Insurance, Oriental Insurance and National Insurance.

Impact of GST on insurance 
Jun 12, 2017

Full form of GST is Goods and Services Tax. It is an indirect tax reform which aims to remove tax barriers between states and create a single market.GST will unify all the Central and State taxes into a single tax and would eliminate the surging tax effect or double taxation on sale of goods and services.

Health insurance among women growing 
Jun 3, 2017

Even as 95 per cent of women are aware of health and fitness, only 74 per cent go for a checkup when they are unwell, according to a recent survey.


Product Liability Insurance-Understanding the Fine Print


How does Liability arise for Food Products?


Protection From White Collar Crime


Basis of Indemnity and Sum insured for Electronic Equipment