Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients...More

In the Companies Act’2013, the duties and liabilities of the directors have been increased considerably and directors and officers are held liable for their decisions. The director or officer can be personally held liable and their personal assets can be used to settle the liability. The Director and Officer Insurance can come to their rescue and protect senior executives from financial liabilities arising from the legal action against them.

An insurance cover for structural defects in buildings
Dec 2, 2017

HDFC Ergo has launched ‘Inherent Defects Policy', a first-of-its-kind product in the non-life insurance sector.

Insurer's study shows gaps in cancer preparedness
Nov 20, 2017

According to the findings of a national ‘Cancer Financial Preparedness Survey’ by Future Generali India Life Insurance (FGILI), conducted in association with IPSOS, a leading global research firm, about 69 percent of people have no financial preparedness to deal with cancer.

Aadhaar made mandatory for insurance policies
Nov 9, 2017

In a directive issued yesterday, IRDA announced that Aadhaar number has to be linked to insurance policies under the prevention of money laundering rules for both existing and new policies.


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How does Liability arise for Food Products?


Protection From White Collar Crime