Optima Insurance Brokers Pvt. Ltd.

About Us

About Us

Optima was one of the first players to enter the insurance sector in an organized way when it was opened to private participation in 2000. We are one of India’s leading Insurance Intermediaries with our Head Office in New Delhi. We have a national presence through our offices in Delhi, Bangalore, and Chennai. We are a team of accomplished professionals and are geared to handle the most complex insurance needs of our clients.

Company Profile

Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and apply it for the benefit of our clients.

Optima offers Corporate Advisory Services and Personal Lines Insurance products:

Corporate Advisory Group

Our Corporate Advisory Group manages risk retention and risk transfer for Indian and Multinationals companies. It also helps clients in risk identification, in buying off-the-shelf products and in designing customized solutions. We also provide after sales policy management and claims management services to our clients. The Corporate Advisory Group work with more than 500 large and mid-sized companies in India.

Personal Lines Insurance Team (Retail Products)

We advice on and arrange all Personal Line products like Car Insurance, Home Insurance, Health Insurance, Travel Insurance and Life Insurance. Till now we have arranged more than 100,000 personal line policies. Our retail insurance team provides services in 10 states in India. If you want to buy a personal insurance let us know on www.5policy.com

Team Optima

Rahul Aggarwal CEO
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An IIM Ahmedabad graduate, Rahul has 20 years of experience in risk management and insurance for both national and international insurance market. He is an opinion leader and a sought after expert by the industry and the media.

Kapil Aggarwal Director
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A chartered accountant with over 15 years of experience in insurance industry. Has deep knowledge of Liability and underwriting of large P&C accounts. His previous role was with GE Industrial Systems as Head of Commercial Finance.

Manish Gupta COO

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An Associate of the Insurance Institute of India, Manish has over 30 years of experience in the insurance industry. Had senior management positions in New India Assurance and Tata AIG General Insurance in his previous roles.

Rakesh Kumar Head – Underwriting
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A chartered accountant, Rakesh is a seasoned insurance professional with over 40 years of technical and marketing experience. In his vast past experiences he has worked with United India Insurance Company and ICICI Lombard General Insurance Company.

Bharat Bhushan Head – Claims

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An adept insurance surveyor and loss assessor, Bharat is a Bachelor of Engineering, AIII, FIV, CE. Bharat has over 25 years of rich experience as Claim Adjuster, Risk Management Consultant, Chartered Engineer, and Approved Valuer.

Leela Ganesh Head – Bangalore

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A Fellow of the Insurance Institute of India, Leela has over 35 years of techno marketing experience in the insurance sector. Has senior management positions United India Insurance and Cholamandalam MS General Insurance in her previous roles.

S. Bala Krishnan Head – Chennai
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Bala is a seasoned insurance professional with more than 35 years of experience in the industry. His expertise is in underwriting of large risks and in claims of all lines of commercial insurance. He is a specialist in liability, fire, engineering and bulk cargo insurance.

Optima Advantages

Experienced team with more than 150 man-years of industry experience that provides Professional advice that is reliable.

Strong product designing capability that creates customized solutions for unconventional risks as opposed to the ‘one fits for all’ approach.

Strong relationship with various insurers that ensures competitive rates, prompt servicing and opportunity to leverage the strengths of each insurer.



Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

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Corporate Office

M6, M Block Market, Greater Kailash-II, New Delhi-110 048
+91-11-40 50 51 52, +91-11-40 50 51 53

Registered Office

M4, Greater Kailash-II, New Delhi-100 048
+91-11-40505159
info@optima.co.in

IRDA Registration Number 326  |  CIN : U66030DL2000PTC103603  |  Category : Direct Broker (Life and Non-Life)  |  License period : 22-03-2018 to 21-03-2021
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