Optima Insurance Brokers Pvt. Ltd.

INSURANCE POLICIES

Hospitality

Despite a positive growth outlook, the Hotel industry is sensitive to economic cycles and does face its troughs as well as highs based on the supply and demand of rooms at any point. Specific India issues like poor infrastructure, high cost of land procurement and multiple licences as well as levies accentuates the challenge of development. Therefore, strong covenants and indemnification provisions are necessary to safeguard the interests of the hotel, the collaborators and the customers.

Insurance Products

Commercial General Liability Insurance

What is a CGL policy? CGL covers Third party Liabilities arising from various business exposures such as those arising from…

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Directors’ and Officers’ (D&O) Liability Insurance

Directors & Officers Liability is the liability of corporate board members and officers arising out of their actions pertaining to…

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Workmen’s Compensation Insurance

Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…

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Product Liability Insurance

Salient Features The policy pays for damages, that the insured is legally liable to pay in consequence of accidental death/injury…

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Business Interruption Policy

Popular insurance products like Fire Insurance, Machinery Breakdown Insurance cover the risk of physical damage to the assets. However the…

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Crime Insurance

Crime insurance covers the losses resulting from criminal acts such as robbery, burglary and other forms of theft either by…

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Plate Glass Policy

The policy provides you with the following benefits: It covers the cost of making good accidental breakage of insured glass…

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Neon Sign Policy

Covers any losses or damage due to accidents, fire and allied perils, riots and strikes to the neon / glow…

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All Risk Insurance

All Risk Insurance cover a wide range of risks. Infact it covers damage to or loss of property due to…

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Burglary Insurance

Coverage The policy covers loss or damage caused by Burglary following upon an actual forcible and violent entry of and…

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Machinery Breakdown Insurance

Suitability This policy is suitable for every industry which operates on machines and for whom breakdown of plant and machinery…

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Electronic Equipment Policy

This policy covers entire range of Electronic Equipments from a Personal Computer to sophisticated servers and routers. However the policy…

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Employee Benefits

Insurance policies are provisions made by an employer for the economic welfare of employees. They include insurance covers like health insurance, life insurance, accident insurance, travel insurance, pensions, gratuity and superannuation. While on one hand they increasing employee morale and retention on the other hand some of these policies can also cover the statutory risks of the employer.

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Property Insurance

Property insurance policies protect your assets like buildings, plant and machinery, stocks, office equipment etc. against losses caused by fire, floods, storms, earthquake, terrorism, theft, accidental damage and breakdown. These policies cover the cost to replace or repair the property. In case, the property cannot be replaced or repaired, the policy can provide monetary compensation.

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Case Studies

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Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

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Corporate Office

M6, M Block Market, Greater Kailash-II, New Delhi-110 048
+91-11-40 50 51 52, +91-11-40 50 51 53

Registered Office

M4, Greater Kailash-II, New Delhi-100 048
+91-11-40505159
info@optima.co.in

IRDA Registration Number 326  |  CIN : U66030DL2000PTC103603  |  Category : Direct Broker (Life and Non-Life)  |  License period : 22-03-21 to 21-03-24
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