Optima Insurance Brokers Pvt. Ltd.

Insights

Our views on important risk issues and emerging risks.

Knowledge Series

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Mitigating The Risks Associated With Standstill Period Under Projects

It is not uncommon to find an ongoing construction project being interrupted. The reasons for the interruptions could be manifold…

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Changes In Health Insurance Policies – Part 2

The IRDAI has modified guidelines on proportionate deductions under health insurance policies that will take effect from October with the…

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Changes In Health Insurance Policies

From October health insurance policies in India will change in accordance with the guidelines and specifications issued by IRDAI. The…

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Quick Guide To Basis Of Sum Insured And Claim Settlement

Cambridge Dictionary defines Sum Insured as “a maximum amount that an insurance company will pay to someone who makes a…

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Public Liability Insurance – Act Only

Public Liability Insurance Act 1991 provides compensation to victims of an accident which occurs as a result of handling of…

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Cyber Crime and Insurance

Digitalization is exposing organizations to cybercrime. The scale of cyber crime is increasing manifold daily. It is estimated that 500…

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Product Liability Insurance-Understanding the Fine Print

This intersection between policy deductibles and the number of claims or occurrences results in a significant impact on insurance coverage,…

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Know the difference: Burglary Vs Theft

Burglary: Burglary is defined in the policy as: 1. Theft of property from the premises described in the schedule of…

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Avoiding Unintended Gaps in Directors & Officers and Professional Indemnity Insurance

The following hypothetical claim scenario illustrates a potential risk faced by many companies:  A consumer services company maintains a comprehensive…

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How does Liability arise for Food Products?

Something is there that should not be – Foreign Objects in Food Products A small stone in her ready-to-eat food…

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Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

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+91-11-40 50 51 52, +91-11-40 50 51 53

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+91-11-40505159
info@optima.co.in

IRDA Registration Number 326  |  CIN : U66030DL2000PTC103603  |  Category : Direct Broker (Life and Non-Life)  |  License period : 22-03-2018 to 21-03-2021
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