Insurance Policies

Property

Commercial Buildings, Offices, Malls, Factories, Warehouses etc. and their contents are exposed to Acts of God, fire, explosions, riots etc. Property Insurance protects a policy holder from financial repercussions of losses to assets like buildings, plants & machinery, stocks, electronic equipment etc.

Overview

Property insurance policies protect your property like buildings, plant and machinery, stocks, office equipment against losses caused by fire, floods, storms, earthquake, terrorism, theft, accidental damage and breakdown. These policies cover the cost to replace or repair the property. In case, the property cannot be replaced or repaired, the policy can provide monetary compensation.

Insurance Products

Standard Fire & Special Perils Policy (SFSP)

The major Property Insurance cover in India is Fire Insurance. Although called Fire Insurance, it is an umbrella insurance policy…

Burglary Insurance

Coverage The policy covers loss or damage caused by Burglary following upon an actual forcible and violent entry of and…

Machinery Breakdown Insurance

Suitability This policy is suitable for every industry which operates on machines and for whom breakdown of plant and machinery…

View All

Insights

Portable Electronic Equipment Insurance

Electronic Equipment like Laptops, Cameras, Scanners, Hand – held Devices, Mobile phones, Audio / Visual equipment, Portable Medical and Biomedical…

Right Sum Insured in Fire Policies

It is generally seen that every corporate at some point of time, has felt the need to know the methodology…

Basis of Indemnity and Sum insured for Electronic Equipment

This article endeavors to clear the confusion around how the Sum Insured for Electronic Equipment should be taken and what…

Financial Protection from Natural Calamities

Earthquakes across the world have been having a crippling effects on the assets and operations of business enterprises. The latest…

Monsoon Advisory

Last so many years India as well as other parts of the world have been plagued by the vagaries of…

Downloads

Policy Snapshots

Policy Wordings

Proposal Form

Claim Form

Industry News

The Indian insurance market has witnessed an impressive growth rate in the last two decades primarily driven by the bigger…

As per research by Swiss Re, in the coming 5 years, India is forecasted to have the fastest-growing insurance sector…

National Insurance Academy (NIA) has proposed to make natural catastrophe (NatCat) cover compulsory in highly vulnerable and disaster-prone areas, with…

Optima Insurance Brokers Pvt. Ltd.

Property

Overview

Insurance Products

Standard Fire & Special Perils Policy (SFSP)

Burglary Insurance

Machinery Breakdown Insurance

Insights

Portable Electronic Equipment Insurance

Right Sum Insured in Fire Policies

Basis of Indemnity and Sum insured for Electronic Equipment

Financial Protection from Natural Calamities

Monsoon Advisory

Downloads

Policy Snapshots

Policy Wordings

Proposal Form

Claim Form

Industry News

Menu